Interest Rate Benefit:
                     
Home buyers purchasing an Energy Star home will receive a preferred rate and point structure with many mortgage lenders. Ask your lender for details.

Cash Back After Closing:
                     
Yes, many lenders will pay home buyers cash back after closing. The amounts paid back usually depend on the amount of the loan.

Financial Benefits:
                     
Many lenders will acknowledge an Energy Star home as a better built home and give you a higher appraised value. This increases the home's value allowing you to build more home for the dollar. The Energy Star homes cost less to operate, saving you dollars annually. The Energy Star program allows the customer of many mortgage lenders to benefit from rates descending during the loan process. If the the rates move lower, the customer receives the full the full benefit of the improved market. If the rate moves higher, the customer receives no worse than the cap established upfront.